AZ Auto Lenders is now AZ LOANS – Same Great Company – Same Helpful Products – Same Friendly People
Facebook

928.453.0212

Make a Payment

FAQs: How Title Loans Work

With an auto title loan, you leverage your lien-free vehicle title as collateral to receive a loan. It works like this:

  • If you own your vehicle outright, bring the title, a valid Arizona ID, proof of income, and the vehicle itself to the nearest AZ Loans location.
  • Our team will inspect your vehicle and assess its value to determine how much money you can borrow. 
  • Once approved, you will receive the cash while keeping your ability to drive your vehicle during the term of the loan.
  • Car title loans: perfect for those using passenger vehicles as collateral.
  • Vehicle title loans: This includes trucks and SUVs.
An automobile with a clear title and proof of identification such as a driver’s license. You must also be 18 years of age or older and meet additional loan requirements outlined on this website.
Auto title loans are short term loans and can be borrowed up to 24 months.

The interest rate varies on the loan amount. Contact the nearest AZ Loans location for a free, accurate quote.

AZ Loans offers an equal payment plan with an option to pay weekly, every two weeks, or monthly. During the loan application process, you choose the plan that best fits your lifestyle.

Quick and easy payment options are available. You can make a payment on-line, in the office, over the phone. We accept money orders, VISA® debit card cards or cashiers checks.

Yes, we have online payment options available 24/7.

Late fees will apply. It is important to stay in contact with us. Together we can work to find a solution that fits both your needs and ours.

No. At AZ Loans we do not run a credit check.

Depending on your vehicle’s value and monthly income loans are available from $100 to $50,000.

At AZ Loans, we consider each loan individually. Contact a convenient location for a specific evaluation of your vehicle.

A locally drawn check will be issued to you – usually in less than 30 minutes.